Wednesday, March 21, 2018

5 Reason Why Real Estate Is A Great Investment

Real estate has become a common investment vehicle over the last few decades. Investment real estate is real estate that generates income, or is intended for investment purposes rather than as a primary residence. It is a great investment for many reasons: amazing rate on return on investment, excellent tax advantages, ability to leverage real estate to build wealth. Today we’ll share with you 5 reasons why real estate is a great investment.

1       Real estate investments offer better and stable returns

Real estate generates returns that make it a different sort of animal in the investment game. Real estate always has a long-term perspective, and buying and holding is the most traditional strategy used for real estate investments. In other words, the risk of loss is typically minimized by the length of time your hold on to your property. The value of a property tends to appreciate as the market improves, and thus you build equity over time. In turn, it affords more stability than stocks and bonds.

Real estate is a tangible asset and will always be there – it represents less volatility, less risk and higher chances of returns compared to stocks and bonds. The risk in stocks and bonds never changes, and they may be negatively impacted by many factors that are beyond your control. In essence, real estate investments have inflation hedging capabilities against economic uncertainty, which would negatively affect the value of stocks and bonds. Thus, investing in real estate gives you more control over your investments. Furthermore, as economies expand, the demand for real estate drives rental prices higher, which in turn translates into higher capital values.

2       Real estate investments can be leveraged

Imagine this, a melaka apartment valued at RM 100,000 can be bought at only RM 20,000 in cash and a loan for the remaining amount. This is the power of leverage. Unlike stocks or bonds, where you will typically need the full amount in cash to buy its equivalent worth, real estate is an asset that can be leveraged. Furthermore, you can also secure multiple loans and grow your portfolio with only 20% cash in down-payments on each property. This method of conventional financing can be used to leverage your cash on hand, enabling you to purchase more properties and maximize your investment opportunities.

Furthermore, you can enter the real estate market at affordable entry points, and this offers good potential for further growth of your portfolio. In essence, you can leverage your property investments to capitalize on numerous revenue streams, while concurrently enjoying capital appreciation.

3      Real estate investments have physical form and natural value

Real estate assets are tangible and therefore have intrinsic value. They are backed by a high level of brick and mortar. We know of its value, we walk through it, we live in it, we can visualize how it might be used to generate returns: It is something we see every day. They are good for sellers because people can easily see their worth. For example, you can show the parcel you’re selling when flipping real estate.

This tangible factor also makes them good for buyers. Investments can be tricky business. When dealing with investments that you can’t see or feel, sometimes you don’t really understand it. What’s tough about investments such as stocks and bonds is that the average person often does not value them correctly. However, in real estate you can do your own research to determine value as well as find comparables to help you pin point purchase prices.

4      Real estate investments experience long-term appreciation

Buy and hold investing is one of the ways long-term wealth is built. Historically, the longer you hold onto real estate, the more returns you will generate. Although the real estate bubble tends to burst, which causes property values to slip, prices will always return to normal.

The amount of land available is limited and more land can’t be built. Thus, real estate is a limited commodity, and prices will rise when demand rises. This is what makes real estate a great investment.

5      Real estate investments diversify your portfolio

Real estate is one of the best ways to diversify away from the stock and bond investments most investors already have. Having a well-diversified portfolio is important in any investment strategy. Diversifying your investment portfolio helps spread out the overall risk from different markets and avoids portfolio volatility, as investments that rely more on income return tend to be less volatile than those that rely more on capital value return.

Real estate is a safe tangible asset that mitigates the risk in your portfolio and constitutes attractive investments for risk-averse investors. Real estate is thus a significant element of asset allocation, and should be a top priority component in any investment portfolio. What’s more, although most financial planners suggest a diversified portfolio, some investors have even built their wealth solely by investing in real estate.

The Drawback:

The main drawback of real estate investment is illiquidity: the relative difficulty in converting asset into cash and vice versa. Unlike transactions in stocks or bonds, which are immediate, real estate transactions can take some time. Thus, with real estate investments, your money will be tied up. Finding a buyer, with or without the help of a real estate negotiator, can take weeks and months of work. And even after you have found the right counterparty, paperwork will likely chew up some time as well.

The Bottom Line

Real estate is simple to understand and like any investment, it can enhance the risk and return profile of your investment portfolio.

Rawatan Chemical Peel Di Klinik Premier | Tiada lagi Kulit Wajah Kusam

Assalamualaikum semua,

Semua orang menginginkan kulit wajah yang sihat dan flawless, tidak terkecuali diriku ini hehehe. Kawan-kawan ada yang cakap;

"Kulit kau dah flawless kot? Tak payah lah buat apa-apa lagi!"

Tengok dari jauh ye la kot nampak macam 'OK' tapi rz yang selalu tengok cermin muka ni memang ketara sungguh kelihatan kulit tak bermaya, pori-pori jelas, berminyak, banyak lagi lah, hahaha. Maka bersempena dengan hari ulang tahun kelahiran rz baru-baru ini, terasa macam nak reward diri pula di;

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Rz ke Klinik Premier Cawangan Bangsar, senang je nak cari, hehehe. Jom kita tengok-tengok dulu suasana di sini, hehehe...

Kaunter Hadapan
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Ruang Menunggu
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Ruang Menunggu
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Bilik-Bilik Rawatan
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Selesai kita buat pendaftaran, rz berjumpa dengan Dr Jaswine Chew untuk sesi konsultansi untuk menentukan jenis rawatan yang bersesuaian dengan kondisi kulit wajah, ye la kita ingat kulit kita begini, tapi pakar akan nampak kulit kita begini. Haaaa, masa ini lah kita nak tau apa masalah sebenar kulit wajah kita, berbeza dari apa yang kita sangkakan.

Apa yang rz nampak:
- Kulit Berminyak
- Pori-Pori jelas
- parut jerawat/chicken pox

Apa yang Dr Jaswine nampak:
- Kulit kusam(dull)
- Tekstur kulit pipi dan dahi tidak sekata
- Kulit Kering

Nampak tak, bila pakar yang melihat? hehehe... Sebenarnya kenapa kulit rz jadi begitu ialah kerana kurang rehat, pemakanan tak seimbang, dan kurang minum air. Nampak gaya lepas ni jaga lah semua tu, nak cantik kena lah berkorban kan? hehehe...

Selepas sesi konsultansi bersama Dr Jaswine, rz disarankan untuk menjalani rawatan CHEMICAL PEEL dan sebagai extra (Hadiah Hari Lahir) Dr akan buat Terapi LED. Thank you Dr Jaswine, hehehe.

Rawatan Chemical Peel bertujuan untuk menggantikan lapisan kulit paling atas dengan lapisan yang baru, kerana lapisan tersebut memiliki tekstur yang tak sekata, tona yang kusam dalam erti kata lain, rawatan ini adalah untuk menjadikan kulit wajah rz lebih glowing gitu, hehehe.

Ini adalah chemical yang digunakan ke atas wajah rz, jangan risau ianya selamat. Tak lama pun disapukan pada wajah, selepas 5 minit muka rz dibersihkan semula. Semasa menunggu 5 minit tu, wajah rz dianginkan bagi mengurangkan rasa 'tingling', tapi sebenarnya boleh tahan je, (berlagaknya! hahaha).

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Selesai Chemical Peel, kita terus ke rawatan seterusnya pula, LED Therapy. Rawatan ini bertujuan untuk mengembalikan keremajaan kulit, menegangkan kulit, mengurangkan garis-garis halus pada kulit, hehehe. Sesi ni tak lama, 15 minit je.

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Selesai kedua-dua rawatan ini, perkara pertama sekali yang rz rasakan ialah kulit muka terasa tegang, haaaa rasa macam dah cantik dah! Hahahaa. Kesan rawatan Chemical Peel akan mula kelihatan bermula hari ketiga hingga ke seminggu, lepas tu confirm CANTIK! ^_^

Terima kasih Dr Jaswine Chew yang comel dan staff Klinik Premier Bangsar yang sangat peramah dan banyak membantu, ada rezeki rz akan datang lagi.

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Ada yang berminat dengan rawatan yang rz cuba atau ingin mengetahui jenis-jenis rawatan yang ditawarkan di Klinik Premier, boleh ke cawangan-cawangan seperti di bawah;

1. Taman Tun Dr Ismail (TTDI) branch

TTDI Address: 31 Jalan Wan Kadir 2, Taman Tun Dr Ismail, 60000 WP Kuala Lumpur.Clinic hours : Monday 10am – 3pm. Tuesday – Saturday, 10am – 7pm
Closed: Sunday / Public Holiday
Enquiry/ Appointment Booking Phone No.: +60-12-662 5453 (contactable daily from 8am – 10pm)
TTDI Branch Phone No.: +60-3-7732 5552

2. Bangsar Branch

Bangsar Address: 40, Jalan Telawi, Bangsar Baru, 59100 WP Kuala Lumpur.Clinic hours : Monday,  2 – 7pm. Tuesday – Saturday, 10am – 7pm.
Closed: Sunday / Public Holiday.
Enquiry/ Appointment Booking Phone No.: +60-12-662 4278 (contactable daily from 8am – 10pm)
Bangsar Branch Phone No.: +60-3-2282 2263

3. Puchong Branch

Puchong Address: G-15, IOI Boulevard, Jalan Kenari 4, Bandar Puchong Jaya, 47100 Puchong, Selangor (same row as RHB Bank and Papparich Restaurant).
Clinic hours : Monday,  2 – 7pm. Tuesday – Saturday, 10am – 7pm.
Closed: Sunday / Public Holiday.
Enquiry/ Appointment Booking Phone No.: +60-16-706 0101 (contactable daily from 8am – 10pm)
Puchong Branch Phone No.: +60-3-8080 3828

4. KL City Branch

KL City Address: A-0-8, Megan Avenue 1, 189 Jalan Tun Razak, 50400 KL (same row as 7-Eleven and opposite Maju Cemerlang).Clinic hours : Monday to Sunday 10am – 7pm
Closed: Public Holiday.
Enquiry/ Appointment Booking Phone No.:+60-12-662 5552KL City Branch Phone No.: +6018-871 9939